Workspace / Overview
Soundbox Active
Total Collected
₹0.00
Direct bank credit
Completed Orders
0
No transactions yet
Gateway Fees Saved
₹0.00
vs traditional 2.36% gateway tax
Average Order Ticket
₹0.00
Per transaction average

Daily Collection Trend

Direct Bank Collections

Ready to Receive Direct Bank Payments

Zero intermediary gateway fees, instant T+0 bank settlement, and bank-grade zero-trust verification.

1 Set primary UPI account
→
2 Create QR / payment link
→
3 Receive direct bank credit

UPI Payment Accounts

Manage →

Generate Instant Payment

Accept payments from customers in front of you.

Recent Transactions

View All Payments →
Reference Date & Time Amount Settlement UPI Bank UTR Status Action
Order Reference Timestamp Amount (INR) Settlement VPA Bank UTR Status Details

Generate Payment Link & QR

Zero Fees
AUTOMATED
Unique identifier tracked in real-time ledger
₹

Customer QR Presentation

Awaiting generation

Enter an amount on the left and click Generate to present a dynamic UPI QR code.

1000-VPA Fleet Health
98% Low Risk
0 active handles in rotation
Safe Daily Tx Capacity
0 / day
15 safe txns / personal VPA limit
Safe Daily Volume Run-Rate
₹0.00 / day
₹0.00 / month safe capacity
Bank Diversity (<30% Rule)
0 Banks

Configured UPI Payment Accounts

Manage personal VPAs rotated with 5-factor anti-ban scoring, chaos jitter, and dynamic cooldowns.

UPI Handle (VPA) Linked Bank Status Default Actions

Business Settlement & Tax Reports

Clean, accountant-ready financial ledgers and GST summaries.

Total Taxable Turnover ₹0.00 Direct collections
Calculated CGST (9%) ₹0.00 Intra-state central tax
Calculated SGST (9%) ₹0.00 Intra-state state tax
Gateway Commission Avoided ₹0.00 100% saved in your account

Compliance Note

Every transaction recorded in this workspace contains an immutable 12-digit NPCI Bank UTR and timestamp. You can supply this CSV report directly to your Chartered Accountant or GST tax consultant for filing GSTR-1 and GSTR-3B with zero manual reconciliation errors.

Browser-Native Counter Soundbox

Audible voice confirmation on this device whenever payment is received.

Audio Ready
Voice Announcements Active

Speaks out customer payment amounts out loud.

Note: Test announcements are purely audio simulations and do not create transactions in your ledger.
Enterprise API Key (X-API-Key)
Required in X-API-Key request header
Security Firewall Status
IP Whitelist Enforced
Direct unauthorized calls blocked with 403 Forbidden
Whitelisted Nodes
0 Server IPs
Exact IPv4 / IPv6 and CIDR Subnet Ranges

Whitelisted Game Server IPs & Subnets

Only requests originating from these IP addresses can execute payment verifications.

Authorized IP / Subnet Node Description Status Actions

Security Monitoring: Blocked Unauthorized Attempts

Real-time log of unauthorized IP addresses intercepted by the firewall.

Auto-Drop Protection Active
Blocked IP Address Attempt Count Intercepted Endpoint Violation Reason Last Attempt Time

Business Alerts & Activity

Real-time alerts for customer payments, settings changes, and settlement updates.

Active Routing Handles 3 Online Multi-bank dispersion
Daily Safe Capacity ₹5,00,000 Anti-ban threshold
Routing Algorithm Adaptive Balancing Zero gateway fee
Rail Availability 99.98% All bank nodes healthy

Multi-Bank Routing Rails

Incoming customer transactions are dynamically routed across accounts to prevent NPCI rate limits and ensure direct settlement.

Routing Policy

Autonomous

Automatically routes checkouts based on real-time transaction amounts and daily bank quotas to avoid single account scrutiny.

Live Routing Simulator

Interactive Test
Store Trust Score 98 / 100 Verified High Trust
Replay Interceptions 3 Blocked Zero double spends
Ledger Invariant Proof Debits === Credits 100% Mathematically Balanced
Attestation Security Hardware Enforced SHA-256 integrity

7-Layer Zero-Trust Fraud Defense Architecture

Real-time mathematical and cryptographic verification protecting every customer payment without relying on third-party aggregators.

Threat Replay Simulator

Attack Injection Test

Test the resilience of the 7-Layer Fraud Engine by simulating real payment fraud attacks.

Security Interception Audit Log

Live Stream

Merchant API Credentials & Integration

Integrate DISHA 8.2 programmatically with your custom storefront, billing POS, ERP, or backend systems.

⬇️ Postman Collection ⬇️ Local Environment
Base URL http://localhost:5000
Active Bearer Session Token Loading token...

Live API Runner & Explorer

Execute live requests directly against your local DISHA sovereign server.

Status: Ready
Time: 0 ms 
Click 'Send API Request' to test the endpoint live.

Business Profile

Visible to Customers

Account Security

Encrypted